By accessing or using any Clear Portfolio Zone service — loans, insurance, investments, wealth management, payments, debt relief, or warranties — you agree to the following terms. Please review all 12 sections carefully before engaging any product.
You must be at least 18 years of age and a legal resident of a supported jurisdiction. Identity verification, KYC, and risk profiling are mandatory before any financial product is activated.
Loan approvals are subject to creditworthiness assessment and income verification. APRs, fees, and repayment schedules are disclosed in your loan agreement prior to signing. Late payments may incur charges.
Investment products including mutual funds, gold, and equities involve risk of principal loss. Past performance does not guarantee future results. We do not provide guaranteed return promises on market-linked products.
Coverage, exclusions, deductibles, and claim procedures are governed by each policy's wording. Clear Portfolio Zone acts as a licensed broker and is not the underwriter of the policies offered.
Home and Auto Warranty plans are service contracts — not insurance — limited to the specific items, components, and conditions listed in your plan document. Pre-existing conditions are typically excluded.
All fees — advisory, origination, brokerage, and platform — are published line by line. No hidden commissions. Any fee changes are communicated 30 days in advance and apply only to future transactions.
By using payment services you authorize Clear Portfolio Zone to initiate, route, and settle transactions on your behalf. Unauthorized transactions reported within 48 hours are protected under our zero-liability policy.
You are responsible for safeguarding credentials, enabling multi-factor authentication, and reporting suspicious activity immediately. We are not liable for losses from shared or compromised credentials.
Our aggregate liability for any claim arising from service use shall not exceed the fees paid by you in the 12 months preceding the event. We are not liable for indirect, incidental, or market-loss damages.
We reserve the right to modify, suspend, or discontinue any product, feature, or interface with reasonable notice. Critical service changes are communicated at least 14 days before activation.
We may suspend or terminate access for regulatory non-compliance, fraudulent activity, or material breach. You may close your account at any time with outstanding obligations settled within 30 days.
You agree not to misuse the platform — including attempting unauthorized access, reverse engineering, market manipulation, money laundering, or transmitting harmful code. Violations may result in immediate suspension.